What is Form 1095-A (Affordable Care Act/Obamacare)?

Form 1095-A is a form mailed from the Marketplace because you or a family member enrolled in health insurance through the Marketplace during the tax year.  

The form should be available online in January and sent to you by early to mid-February (by email, regular mail, or both, depending on the preference you indicated when you enrolled). Use this form to complete Form 8962, Premium Tax Credit.  

A copy of this information was also sent to the IRS. You must file a return if you received any advance payments of the premium tax credit. You are only required to report your health insurance information on a federal return if you are covered by the Affordable Care Act (AKA Obamacare). 

Part I - Recipient Information 

Part I of Form 1095-A contains the recipient, insurance company, and Marketplace information.

Part II - Covered Individuals 

Part II of Form 1095-A contains coverage information for each individual covered in your policy. If you have more than five individuals on your policy, you will receive one or more additional 1095-A Forms that contain Part II information. At the time of enrollment, if you indicated that a family member will not be a dependent on your taxable year return, that person will receive their own 1095-A.

Part III - Coverage Information 

Part III of Form 1095-A contains information about your insurance coverage needed to complete Form 8962, Premium Tax Credit, if applicable.

Program Entry

See our KB article to learn how to report your 1095-A. Please note: Form 1095-A must be manually entered into the program. Uploading this form is not supported.

No 1095-A?

1. If you did not have marketplace insurance, answer the health Insurance question No to skip this section.
2. If you did have marketplace insurance but didn't receive or lost your 1095-S form, please reach out to healthcare.gov to get a copy of the required form. 

Additional Information

For a complete list of instructions, please visit the IRS website.

If you need help getting a copy of your 1095-A form, you can contact healthcare.gov.

Receive more than one 1095-A? Click here for instructions.