If a taxpayer receives a Form 1095-A with the “VOID” box checked at the top—or receives a letter from the Health Insurance Marketplace instructing them to disregard the form—it generally means the original Form 1095-A was issued in error. This often occurs when enrollment in Marketplace coverage was not completed.
What to do with a voided Form 1095-A
- Do not use the voided Form 1095-A to file a tax return.
- Do not use the original Form 1095-A that was later voided.
- These forms should be completely disregarded, as they no longer reflect valid coverage.
If you already filed your return
If the taxpayer already filed a return using the original (incorrect) Form 1095-A and claimed the Premium Tax Credit:
- The taxpayer should file an amended return.
- The amendment should remove Form 8962 (Premium Tax Credit) entirely.
If you have not yet filed
If the taxpayer has not yet filed:
- Do not enter information from either the voided or previously issued Form 1095-A.
- Do not complete Form 8962 or claim the Premium Tax Credit based on that form.
If your return is rejected due to Marketplace coverage
If you indicate that you did not have Marketplace insurance, but your return is later rejected by the IRS due to Marketplace data on file, update your return as follows:
- Change your health insurance answer to:
“No Tax Family Member had Marketplace Coverage and we had Employer Health Insurance.” - Then resubmit the return.
If you believe the voided form is incorrect
If the taxpayer actually had Marketplace coverage and believes the voided form was issued in error:
- They should contact the Health Insurance Marketplace immediately.
- Request a corrected and accurate Form 1095-A before filing their tax return.