Covid relief measures which were enacted for tax year 2020 may affect your 2021 Require Minimum Distribution.
Reached 70 and 1/2 in 2019 or earlier
If you reached age 70 and 1/2 prior to the end of 2019, you did not have an RMD due for tax year 2020. Your next RMD is due by December 31, 2021.
Turning age 72 in 2021
If you reach age 72 during tax year 2021, your first RMD will be due April 1, 2022. Your second RMD will be due December 31, 2022. If you would like to avoid including both the first and second RMD as income during the same tax year, you may opt to take your first withdrawal by December 31, 2021 instead of waiting until April 2022. After the first year, all RMD must be taken by December 31 of the tax year in which they apply.
For more information please see: