Depending on your income, you may be able to skip the backdoor method and contribute to a Roth account directly. For 2020 the income limits are as follows:
| Filing Status: | Modified AGI Amount: | Contribution Amount: |
| Married Filing Joint | Less than $196,000 | Up to your limit |
| Married Filing Joint | Between $196,000 and $206,000 | A reduced amount |
| Married Filing Joint | $206,000 or higher | No Roth contribution allowed |
|
Married Filing Separately (and lived with spouse) |
Less than $10,000 | A reduced amount |
|
Married Filing Separately (and lived with spouse) |
$10,000 or higher | No Roth contribution allowed |
| All others | Less than $124,000 | Up to your limit |
| All others | Between $124,000 and $139,000 | A reduced amount |
| All others | $139,000 or higher | No Roth contribution allowed |
Instructions for calculating your reduced contribution amount can be found here.