If you paid qualified education expenses in 2025 for yourself, your spouse, or a dependent you are claiming, you may be eligible for an education credit or deduction on your federal tax return.
What Counts as Qualified Expenses?
- Tuition and required enrollment fees
- Course-related expenses required for enrollment (e.g., books, supplies, equipment—only if required by the institution)
Required Documentation:
- You should receive Form 1098-T from the educational institution
- Box 1 shows the amount of qualified tuition and related expenses paid
- The institution’s Employer Identification Number (EIN) must be included on the form
- If you did not receive Form 1098-T, contact the school directly
- Without the EIN from Form 1098-T, you cannot file electronically and may not qualify for education credits
Common Credits:
- American Opportunity Credit
- Lifetime Learning Credit
Important Notes:
- The institution must be eligible—generally accredited and recognized by the U.S. Department of Education
- Expenses must be paid during the tax year for academic periods beginning in 2025 or the first three months of 2026