If you paid out-of-pocket medical or dental expenses in 2025, you may be able to deduct a portion of those costs on your federal income tax return—but only if you itemize deductions on Schedule A.
What’s Deductible?
You can deduct qualified unreimbursed medical and dental expenses that exceed 7.5% of your Adjusted Gross Income (AGI). These may include:
- Payments to doctors, dentists, surgeons, chiropractors, psychiatrists, psychologists
- Prescription medications and insulin
- Medical equipment (e.g., wheelchairs, crutches, hearing aids)
- Health insurance premiums (if not paid pre-tax)
- Long-term care services and insurance
- Transportation costs for medical care (e.g., mileage, parking, tolls)
What’s Not Deductible?
- Cosmetic procedures
- Non-prescription drugs (except insulin)
- Gym memberships or health club dues
- Expenses reimbursed by insurance or paid through a pre-tax account (e.g., HSA or FSA)
Important Notes:
- You must itemize deductions to claim medical expenses.
- Only expenses paid during the 2025 tax year count.
- Keep detailed records and receipts to support your deduction.