How do I complete the installment agreement if I already have one in place?

If you already have an IRS installment agreement and need to add new tax debt, you can request a revised payment plan that includes both your existing balance and any additional amounts you owe.

When completing the installment agreement form, be sure to include any new balances that are not already part of your current payment plan.

If you have an existing installment agreement and owe additional taxes that are not included in your current balance, enter that amount in the program on the line labeled: "Enter any additional balances due that are NOT included in the current amount owed above."

The amount you enter will automatically transfer to Line 6 of the installment agreement form.

This helps ensure your payment plan reflects your full tax liability and prevents delays in processing your request.

If you already have an installment agreement in place, enter the total monthly payment amount you want to pay toward all of your outstanding tax debt, including:

The IRS generally allows up to 72 months (6 years) to pay off eligible tax debt. When choosing a monthly payment amount, make sure it's enough to satisfy your balance within that timeframe.

If you're unsure how much to enter, consider calculating a payment that fits comfortably within your budget while still meeting IRS requirements.

Don't worry. You can still apply for a payment plan after filing your tax return.

Visit the IRS Online Payment Agreement Application and select "Apply/Revise as Individual" to request a new installment agreement or update an existing one.

IRS Online Payment Agreement Application: https://www.irs.gov/payments/online-payment-agreement-application 

After you submit an installment agreement request through our program, the IRS typically sends a response by mail. In many cases, you'll receive a notice within about 30 days indicating whether your request was approved or denied.

If your agreement is approved, the IRS may contact you to:

Be sure to review any IRS correspondence carefully and respond promptly if additional information is requested.

For more details about the approval process, visit the IRS website: https://www.irs.gov/newsroom/what-if-i-have-requested-an-installment-agreement 

If you add new tax balances to an existing installment agreement, your monthly payment may need to increase to keep the repayment period within IRS guidelines. Reviewing your total balance before submitting your request can help you choose a payment amount that works for both your budget and the IRS repayment rules.