Once your return is accepted, the banking information you provided on the return cannot be changed.
When the return is accepted, the IRS and/or state will begin processing the return. This process cannot be stopped. The return cannot be transmitted again with the correct information if the return was accepted.
However, if the return was rejected, you can correct the banking information before resubmitting the return. Go back into the E-file section of your return and update the banking information before filing again.
How will I get my refund?
- If you are expecting a refund, the IRS and/or your state(s) will first attempt to deposit your refund based on the banking information you provided. If the information that was entered was invalid or incorrect, the bank will refuse this attempted deposit. At that point, the IRS and/or state(s) would then issue a check to you for the amount of your refund. The check will generally be mailed to the mailing address that you listed on your return when it was filed.
- If you have an amount due to the IRS and/or state(s), the IRS and/or state(s) will attempt to make the withdrawal based on the banking information that you provided. If the account information is incorrect, the bank will refuse the debit. At that point, you may pay your amount due by mailing in your payment or paying electronically online. To pay by mail, simply print the payment voucher and mail it to the IRS, along with your payment, to the address that is provided on the voucher. Use the printer icon on the My Account screen next to the accepted return to print out the voucher. To pay electronically, go to IRS.gov payments and make a payment online.
What if I used the option to have the fees deducted from my refund?
When you elect to have the fees deducted from the refund, a third party bank receives the refund, deducts the fees and deposits the remaining refund into your account.
If the third party bank is unable to deposit to the account provided, they will either mail you a check or return the refund to the IRS. If you refund is returned to the IRS, the IRS will issue a mailed check to the address on the return. You can check the status of your refund once the IRS releases it on the website for the third party bank.