HealthCare.gov is the government website used to enroll in the Affordable Care Act insurance program.
State Marketplaces are health insurance exchanges operated by state agencies. If your state has a marketplace, it would be more beneficial to enroll through it rather than healthcare.gov. For a complete list of states with a marketplace, please click here.
Is Medicaid considered Marketplace Insurance?
No, Medicaid is not considered Marketplace insurance. Medicaid is a joint federal-state program for low-income individuals. Marketplace insurance is private insurance sold on exchanges with potential premium tax credits. However, if you have Medicaid, you are already covered, so you do not need to purchase a Marketplace plan.