Your direct deposit or banking information is entered into the return in the E-file section of the account.
When you are ready to e-file, you will start by selecting "E-file" from the navigation bar. As part of the e-file process, you will choose how you want to receive your refund or pay your amount due. Refund options include the ability to have your federal and/or state refund(s) deposited into your bank account. If you choose this option, you will be prompted to enter the bank name, the routing number, and account number of the account into which you would like to have your refund directly deposited.
Prior Year Returns
If you are filing a prior year return, the e-file section cannot be accessed. Instead, you will follow this path:
- Federal Section
- Payments & Estimates
- Direct Deposit Information (only available in prior year returns)
What refund options are available to me?
For a list of available refund options, see our article.
We do not, at any point, handle money involved in refunds. Direct deposits are sent from the IRS and/or state agency directly to the bank account that is indicated at the time of e-file. At no point do we receive refunds or participate in the refund process.
What if I owe?
If you owe funds to the federal government and/or state agency, you can elect to have your payment withdrawn from your account as well. This is done by also providing the account information you want the funds deducted from, and choosing to have your payment(s) "electronically withdrawn" instead of "mail payment".
Wrong Bank Information?
- If your return was filed and accepted, you cannot change the banking information on the return. The IRS will attempt to deposit the money. If the bank refuses the deposit, the IRS will issue a mailed check to the address on the return.
- If your return was rejected, you can go into the E-file section of the return and update the banking information before filing again.