Yes! When submitting your return electronically, you may choose "Mailed Check" rather than "Direct Deposit." This will allow the IRS to send your refund to you through the postal service. However, starting with the 2025 tax year the IRS will likely delay your check and issue you a CP53E if you elect for your tax refund to be mailed. To learn more about IRS notice CP53E, please see our article.
If you want to use our Bank Refund Transfer option to pay for the filing associated with your return, you must have a bank account. If you pay for the filing fees with a credit or prepaid debit card, then you do not have to have a bank account to receive your refund.
The IRS and state agencies will not deposit your refund into a bank account that is not associated with your name.
For example: John does not have a bank account but wants his refund faster than having to wait for a mailed check. John decides to choose Direct Deposit and uses his sister's bank account thinking she can withdraw the money once it's deposited. Since John's name is not associated with the bank account he provided, his refund will not be deposited into the account and will be issued a mailed check instead.