Due to tax law changes, beginning Jan. 1, 2019, you'll no longer be required to have minimum essential coverage. Each January you'll still get an IRS Form 1095 from your pay center listing the coverage you had during the previous tax year.
Under the Affordable Care Act, people must have health care coverage that meets a minimum standard called minimum essential coverage. If you do not have the required minimum essential coverage, you may be required to pay the shared responsibility payment or you may qualify for an exemption. Please click here for information about claiming an exemption.
Minimum essential coverage includes all Government and job based insurance and the majority of private insurance companies. If you were allowed to keep your health insurance during the tax year, bought major medical insurance on or off the marketplace, got covered through a public program, or got covered through work you typically have minimum essential coverage.
If you are unsure if your insurance qualifies as minimum essential coverage, click here to visit the HealthCare.gov website or click here to visit the IRS website to view the most common types of insurance that may be considered as minimum essential coverage.