The Mortgage Insurance Premium (PMI) deduction expired in 2022.
The primary mortgage insurance can only be claimed on your return for eligible years. However, if you did not receive a 1098 Form, you would need to get verification on the amount that was deductible.
Examples of mortgage insurance issuers include:
- the Department of Veterans Affairs,
- the Federal Housing Administration
- the Rural Housing Service
Mortgage insurance provided by the Department of Veterans Affairs and the Rural Housing Service is commonly known as a funding fee and guarantee fee respectively.