When you file your return and have a refund, you can elect to receive your refund by mailed check or direct deposit.
Mailed Check
The check will be sent to the mailing address listed on the return. If you no longer live at the same address, update your mailing address with the IRS at https://www.irs.gov/faqs/irs-procedures/address-changes/address-changes.
Each state will have its own link/process to update the mailing address.
Direct Deposit
The taxpayer can have the refund directly deposited into their account.
If the "File & Go" option is selected, the refund is first sent to the third-party bank, where the program and convenience fees are deducted, before it is forwarded to the taxpayer's bank.
If the IRS/State or third-party bank cannot send the refund to the account listed on the return, they will attempt to mail a check. Any questions about the refund must be addressed by the issuer (IRS/State/SBTPG). TaxSlayer will not have any information regarding the refund once the return has been accepted.
Once a return is filed and accepted, the banking information cannot be changed.
How do I know if I will get a direct deposit or a mailed check?
Once your return is accepted, you can look at the PDF of the accepted return to see the routing and account number. If there are no numbers listed, you will be getting your refund by mailed check.